What does the Church teach about wealth and money?

The Church does not condemn money or private property. She teaches that wealth is a stewardship from God and must be acquired justly, used responsibly, and shared generously with those in need.

Private property has a purpose. Owning a home, business, savings, or other goods is legitimate. Private property can protect freedom, provide for a family, and support responsible work (CCC 2401-2402). Yet ownership is never absolute. God created the earth for the whole human family, so personal possessions remain subject to the universal destination of goods (CCC 2403-2406). A wealthy person is an owner in law but also a steward before God.

Money can become a master. Jesus warns, "You cannot serve God and mammon" (Mt 6:24). Wealth easily encourages self-sufficiency, luxury, anxiety, and indifference to suffering. The rich young man went away sorrowful when Christ exposed his attachment to possessions (Mt 19:21-24). Having wealth is not itself sinful, but greed and the refusal to help those in serious need can be grave sins. Love for the poor is incompatible with an immoderate love of riches (CCC 2445).

Justice comes before generosity. A person cannot compensate for exploitation by making charitable donations. Employers must pay a just wage that allows a worker to live with dignity (CCC 2434). Fraud, theft, tax evasion, corruption, price manipulation, and taking advantage of another person's desperation violate the seventh commandment (CCC 2408-2409). Debts and contracts should be honored. Businesses should seek honest profit while respecting workers, customers, communities, and creation.

Christ calls for generous sharing. Care for the poor is part of the Church's constant tradition, not an optional interest (CCC 2443-2449). Those with greater resources have greater opportunities and responsibilities. Catholics should support the Church according to their ability (CCC 2043; Canon 222). They should also practice almsgiving, support their families, plan prudently for the future, and respond to urgent need. The Church does not impose the Old Testament tithe of exactly ten percent, but token giving may reveal a heart that remains closed.

Review your budget before God. Pay what you owe, eliminate dishonest practices, set aside regular support for the Church and the poor, and ask whether your spending reflects gratitude, moderation, and love of neighbor.